* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: 'Poppins', sans-serif;
}

:root {
  --primary: #013356;
  --accent: #ed681b;
}

/* header start */
.topbar {
  background: linear-gradient(270deg, #ED681B, #013356);
  background-size: 300% 300%;
  color: #fff;
  font-size: 14px;
  padding: 8px 0;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.3);
  animation: gradientBG 10s ease infinite;
}

/* Gradient Animation Keyframes */
@keyframes gradientBG {
  0% {
    background-position: 0% 50%;
  }

  50% {
    background-position: 100% 50%;
  }

  100% {
    background-position: 0% 50%;
  }
}

.topbar a {
  color: #fff;
  text-decoration: none;
  margin-left: 12px;
  transition: 0.3s;
}

.topbar a:hover {
  color: #ffe082;
  /* Golden hover */
}

/* Social Icons - 3D Look */
.social-icons a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 35px;
  height: 35px;
  border-radius: 50%;
  background: linear-gradient(145deg, #ffffff20, #00000020);
  margin-left: 8px;
  font-size: 16px;
  color: #fff;
  box-shadow: 2px 2px 6px rgba(0, 0, 0, 0.4),
    -2px -2px 6px rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
}

.social-icons a:hover {
  transform: translateY(-3px) scale(1.05);
  background: #fff;
  color: #ED681B;
  box-shadow: 3px 3px 8px rgba(0, 0, 0, 0.5),
    -3px -3px 8px rgba(255, 255, 255, 0.15);
}

/* Mobile Responsive */
@media (max-width: 768px) {
  .topbar .email {
    display: none;
    /* ✅ Email hidden on mobile */
  }
}

/* navbar start */
/* Navbar Styling */
.navbar {
  background: #fff;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
  transition: all 0.3s ease;
}

.navbar.scrolled {
  background: var(--primary);
}

.navbar-brand {
  font-size: 1.8rem;
  font-weight: bold;
  color: var(--primary) !important;
  letter-spacing: 1.5px;
  transition: 0.3s;
}

.navbar.scrolled .navbar-brand {
  color: #fff !important;
}

/* Nav Links */
.navbar-nav .nav-link {
  color: var(--primary);
  font-weight: 500;
  position: relative;
  padding: 8px 18px;
  transition: 0.3s ease;
}

.navbar.scrolled .nav-link {
  color: #fff;
}

/* Hover underline with gradient (Desktop only) */
@media (min-width: 992px) {
  .navbar-nav .nav-link::after {
    content: "";
    /* position: absolute; */
    left: 20%;
    bottom: 5px;
    width: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--primary), var(--accent));
    border-radius: 2px;
    transition: 0.4s ease;
  }

  .navbar-nav .nav-link:hover::after,
  .navbar-nav .nav-link.active::after {
    width: 60%;
  }
}

.navbar-nav .nav-link:hover {
  color: var(--accent);
}

.navbar.scrolled .nav-link:hover {
  color: #ffd699;
}

/* Dropdown */
/* .dropdown-menu {
  border-radius: 10px;
  border: none;
  padding: 10px;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.15);
  animation: fadeIn 0.25s ease-in-out;
} */

/* Dropdown Menu */
.navbar-nav .dropdown-menu {
  border-radius: 12px;
  /* rounded corners */
  background: #fff;
  /* white background */
  border: none;
  padding: 10px 0;
  min-width: 200px;
  /* width of dropdown */
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.15);
  transition: all 0.3s ease;
}

/* Dropdown items */
.navbar-nav .dropdown-item {
  color: #013356;
  font-weight: 500;
  padding: 10px 20px;
  transition: all 0.3s ease;
}

/* Hover effect */
.navbar-nav .dropdown-item:hover {
  background: linear-gradient(90deg, #ED671A, #013356);
  color: #fff;
  transform: translateX(5px);
}

/* Dropdown toggle arrow */
.navbar-nav .dropdown-toggle::after {
  display: inline-block;
  margin-left: 5px;
  vertical-align: middle;
  border-top: 0.3em solid #013356;
  border-right: 0.3em solid transparent;
  border-left: 0.3em solid transparent;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(5px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Custom Toggler */
.navbar-toggler {
  border: none;
  background: transparent;
  width: 40px;
  height: 32px;
  position: relative;
  cursor: pointer;
  transition: all 0.3s ease-in-out;
  outline: none;
}

.navbar-toggler span {
  display: block;
  position: absolute;
  height: 3px;
  width: 100%;
  background: var(--primary);
  border-radius: 2px;
  left: 0;
  transition: all 0.35s ease-in-out;
}

.navbar-toggler span:nth-child(1) {
  top: 6px;
}

.navbar-toggler span:nth-child(2) {
  top: 14px;
}

.navbar-toggler span:nth-child(3) {
  top: 22px;
}

/* When open */
.navbar-toggler.open span:nth-child(1) {
  transform: rotate(45deg);
  top: 14px;
  background: var(--accent);
}

.navbar-toggler.open span:nth-child(2) {
  opacity: 0;
  transform: translateX(-20px);
}

.navbar-toggler.open span:nth-child(3) {
  transform: rotate(-45deg);
  top: 14px;
  background: var(--accent);
}

/* Buttons */
.auth-btn {
  border-radius: 30px;
  padding: 7px 20px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: all 0.3s ease;
  box-shadow: 0 3px 8px rgba(0, 0, 0, 0.1);
}

.btn-login {
  border: 2px solid var(--primary);
  color: var(--primary);
  background: #fff;
}

.btn-login:hover {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 4px 12px rgba(1, 51, 86, 0.4);
}

.btn-register {
  background: linear-gradient(135deg, var(--accent), #ff944d);
  color: #fff;
  border: none;
}

.btn-register:hover {
  background: linear-gradient(135deg, #ff944d, var(--accent));
  transform: translateY(-2px);
  box-shadow: 0 6px 14px rgba(237, 104, 27, 0.4);
}

/* Logo styling */
.logo-img {
  height: 42px;
  width: auto;
  object-fit: contain;
}

/* Brand Text styling */
.brand-text {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 32px;
  color: #0F204B; /* Dark blue color */
  /* letter-spacing: 1px; */
  /* text-transform: uppercase; */
  display: inline-block;
  transition: transform 0.3s ease, filter 0.3s ease;
  cursor: default;
  /* Remove gradient-related properties */
  /* background, -webkit-background-clip, -webkit-text-fill-color are removed */
}


/* Hover animation for premium feel */
/* .brand-text:hover {
    transform: scale(1.1);
    filter: brightness(1.2);
} */

/* navabar end */
/* header end */

/* index start */
.lsv-card {
  background: linear-gradient(145deg, #013356, #AA592C);
  border-radius: 15px;
  text-align: center;
  padding: 40px 20px;
  color: #fff;
  transition: all 0.4s ease;
  position: relative;
  overflow: hidden;
}

.lsv-card:hover {
  transform: translateY(-12px);
  box-shadow: 0 20px 35px rgba(0, 0, 0, 0.35);
}

.lsv-icon {
  font-size: 60px;
  margin-bottom: 20px;
  color: #fff;
  transition: transform 0.4s ease;
}

.lsv-card:hover .lsv-icon {
  transform: scale(1.2);
}

.lsv-title {
  font-weight: 700;
  font-size: 20px;
  margin-bottom: 30px;
  letter-spacing: 0.5px;
}

.lsv-buttons {
  display: flex;
  justify-content: center;
  gap: 15px;
}

.lsv-buttons .btn {
  flex: 1;
  padding: 10px 0;
  font-size: 14px;
  font-weight: 500;
  border-radius: 25px;
  transition: all 0.3s ease;
}

.btn-know {
  background-color: #fff;
  color: #013356;
  border: 2px solid #fff;
}

.btn-know:hover {
  background-color: transparent;
  color: #fff;
  border-color: #fff;
  transform: scale(1.05);
}

.btn-apply {
  background-color: #AA592C;
  color: #fff;
  border: none;
}

.btn-apply:hover {
  background-color: #013356;
  color: #fff;
  transform: scale(1.05);
}

@media (max-width: 992px) {
  .lsv-card {
    padding: 30px 15px;
  }

  .lsv-icon {
    font-size: 50px;
  }
}

@media (max-width: 576px) {
  .lsv-buttons {
    flex-direction: column;
  }

  .lsv-buttons .btn {
    width: 100%;
  }
}

/* index end */
/* 
company profile :start  */
.profile-section {
  display: flex;
  align-items: center;
  gap: 50px;
  flex-wrap: wrap;
}

.profile-image {
  min-width: 300px;
  overflow: hidden;
  border-radius: 15px;
  animation: slideInLeft 1s ease forwards;
  opacity: 0;
  display: flex;
  justify-content: center;
  align-items: center;
}

.profile-image img {
  width: 400px;
  height: 370px;
  object-fit: cover;
  border: 5px solid #ED671A;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.2);
  border-radius: 10px;
}

.profile-content {
  flex: 1;
  min-width: 300px;
  animation: slideInRight 1s ease forwards;
  opacity: 0;
}

.profile-content h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

.profile-content h2::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: #ed671a;
  margin: 8px auto 0 auto;
  border-radius: 2px;
}

.profile-content p {
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 25px;
  color: #555;
}

.profile-content .btn {
  background-color: #ED671A;
  color: #fff;
  padding: 10px 25px;
  border: none;
  border-radius: 25px;
  transition: all 0.3s ease;
}

.profile-content .btn:hover {
  background-color: #013356;
  color: #fff;
  transform: scale(1.05);
}

.btn-wrapper {
  display: flex;
  justify-content: center;
}

@keyframes slideInLeft {
  0% {
    transform: translateX(-50px);
    opacity: 0;
  }

  100% {
    transform: translateX(0);
    opacity: 1;
  }
}

@keyframes slideInRight {
  0% {
    transform: translateX(50px);
    opacity: 0;
  }

  100% {
    transform: translateX(0);
    opacity: 1;
  }
}

@media (max-width: 768px) {
  .profile-section {
    flex-direction: column;
  }

  .profile-image,
  .profile-content {
    animation: none;
    opacity: 1;
  }

  .profile-image img {
    width: 300px;
    height: 200px;
  }
}

/* company profile index end */

/* services start index */
.services-section {
  position: relative;
  padding: 100px 0;
  overflow: hidden;
  background: #f4f6fa;
}

.services-section::before {
  content: "";
  position: absolute;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle at center,
      rgba(237, 103, 26, 0.15),
      transparent);
  border-radius: 50%;
  top: -150px;
  left: -150px;
  z-index: 0;
}

/* .services-section::after {
  content: "";
  position: absolute;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle at center,
      rgba(0, 54, 91, 0.15),
      transparent);
  border-radius: 50%;
  bottom: -100px;
  right: -100px;
  z-index: 0;
} */

.section-title {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

.section-title::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: #ed671a;
  margin: 8px auto 0 auto;
  border-radius: 2px;
}

.section-subtitle {
  font-size: 16px;
  color: #555;
  text-align: center;
  max-width: 650px;
  margin: 0 auto 60px auto;
  position: relative;
  z-index: 1;
}

.service-card {
  position: relative;
  background: #fff;
  border-radius: 25px;
  padding: 40px 30px;
  text-align: center;
  transition: all 0.5s ease;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
  overflow: hidden;
  opacity: 0;
  transform: translateY(50px);
}

.service-card::before {
  content: "";
  position: absolute;
  top: -50px;
  right: -50px;
  width: 150px;
  height: 150px;
  background: linear-gradient(45deg, #ed671a, #00365b);
  border-radius: 50%;
  z-index: 0;
  transition: all 0.5s ease;
  opacity: 0.15;
}

.service-card.show {
  opacity: 1;
  transform: translateY(0);
}

.service-card:hover {
  transform: translateY(-15px) scale(1.05);
  box-shadow: 0 25px 50px rgba(0, 0, 0, 0.15);
}

.service-card:hover::before {
  opacity: 0.25;
  transform: scale(1.2);
}

.service-card .icon {
  width: 90px;
  height: 90px;
  margin: 0 auto 25px auto;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #ed671a, #00365b);
  border-radius: 50%;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
  transition: all 0.5s ease;
  z-index: 1;
  font-size: 40px;
  color: #fff;
}

.service-card h4 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 15px;
  color: #00365b;
  z-index: 1;
  transition: all 0.3s ease;
}

.service-card:hover h4 {
  color: #ed671a;
}

.service-card p {
  font-size: 14px;
  color: #555;
  margin-bottom: 25px;
}

.btn-gradient {
  background: linear-gradient(135deg, #ed671a, #00365b);
  color: #fff;
  padding: 10px 25px;
  border-radius: 30px;
  font-weight: 600;
  transition: all 0.4s ease;
  text-decoration: none;
  display: inline-block;
  z-index: 1;
  position: relative;
}

.btn-gradient:hover {
  background: linear-gradient(135deg, #00365b, #ed671a);
  transform: translateY(-3px) scale(1.05);
  box-shadow: 0 12px 25px rgba(0, 0, 0, 0.2);
}

@media (max-width: 768px) {
  .service-card {
    padding: 30px 20px;
  }
}

/* service end index */

/* banner index start */

.loan-app-banner {
  position: relative;
  background: url('images/babanner.jpg') center/cover no-repeat !important;
  padding: 100px 0;
  text-align: center;
  color: #fff;
}


.loan-app-banner::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(rgba(222, 117, 56, 0.6),
      /* orange with 60% opacity */
      rgba(49, 62, 74, 0.6)
      /* dark blue-gray with 60% opacity */
    );
  z-index: 1;
}


.loan-app-content {
  position: relative;
  z-index: 2;
  max-width: 900px;
  margin: 0 auto;
}

.loan-app-content h1 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 25px;
}

.loan-app-content p {
  font-size: 16px;
  margin-bottom: 40px;
  font-weight: 500;
}

.loan-app-form {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
}

.loan-app-form select,
.loan-app-form input {
  padding: 12px 15px;
  border: none;
  border-radius: 0;
  width: 200px;
  max-width: 100%;
}

.loan-app-form input[readonly] {
  background: #fff;
  color: #333;
}

.loan-app-form button {
  background: #013356;
  color: #fff;
  border: none;
  padding: 12px 25px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s ease;
}

.loan-app-form button:hover {
  background: #ED671A;
}

@media(max-width: 768px) {
  .loan-app-banner {
    padding: 60px 20px;
  }

  .loan-app-content h1 {
    font-size: 28px;
  }

  .loan-app-form {
    flex-direction: column;
    gap: 15px;
    align-items: stretch;
  }

  .loan-app-form select,
  .loan-app-form input,
  .loan-app-form button {
    width: 100%;
  }
}

/* banner index end */


/* blog index start */

.article-section {
  background: linear-gradient(135deg, #ffffff, #f9f9f9, #f3f6fa);
  padding: 90px 0;
  position: relative;
  overflow: hidden;
}

/* floating gradient shapes */
.article-section::before,
.article-section::after {
  content: "";
  position: absolute;
  width: 250px;
  height: 250px;
  border-radius: 50%;
  background: radial-gradient(circle,
      rgba(222, 117, 56, 0.4),
      transparent);
  z-index: 0;
  animation: float 10s infinite ease-in-out alternate;
}

.article-section::before {
  top: -80px;
  left: -80px;
}

.article-section::after {
  bottom: -80px;
  right: -80px;
  animation-delay: 2s;
}

@keyframes float {
  from {
    transform: translateY(0px);
  }

  to {
    transform: translateY(40px);
  }
}

.section-heading h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

.section-heading h2:hover {
  color: #de7538;
}

.section-heading h2::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: #ed671a;
  margin: 8px auto 0 auto;
  border-radius: 2px;
}

.section-heading h2 span {
  color: #de7538;
}

.section-heading p {
  color: #666;
  font-size: 16px;
  margin-bottom: 55px;
}

.article-card {
  background: rgba(255, 255, 255, 0.9);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
  transition: transform 0.5s ease, box-shadow 0.5s ease;
  position: relative;
  backdrop-filter: blur(10px);
  z-index: 1;
}

.article-card:hover {
  transform: translateY(-15px) scale(1.03);
  box-shadow: 0 18px 38px rgba(0, 0, 0, 0.18);
}

/* category label */
.article-label {
  position: absolute;
  top: 15px;
  left: 15px;
  background: #de7538;
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 30px;
  z-index: 2;
}

.article-image img {
  width: 100%;
  height: 230px;
  object-fit: cover;
  transition: transform 0.6s ease;
}

.article-card:hover .article-image img {
  transform: scale(1.15);
}

.article-body {
  padding: 24px;
  transition: all 0.3s ease;
  position: relative;
}

.article-body h4 {
  font-size: 21px;
  font-weight: 700;
  margin-bottom: 14px;
  color: #013356;
  transition: color 0.3s ease;
}

.article-card:hover .article-body h4 {
  color: #de7538;
}

.article-body p {
  font-size: 15px;
  color: #555;
  margin-bottom: 20px;
  line-height: 1.6;
}

.article-link {
  display: inline-block;
  color: #de7538;
  font-weight: 600;
  text-decoration: none;
  font-size: 15px;
  position: relative;
  transition: color 0.3s ease;
}

.article-link::after {
  content: "";
  position: absolute;
  width: 0%;
  height: 2px;
  background: #de7538;
  left: 0;
  bottom: -3px;
  transition: width 0.3s ease;
}

.article-link:hover {
  color: #013356;
}

.article-link:hover::after {
  width: 100%;
}

/* blog index end */

/* footer start */
.footer {
  z-index: 1;
  display: grid;
  position: relative;
  grid-area: footer;
  margin-top: 30px;
  /* ✅ kam spacing */
}

/* Bubbles */
.footer .bubbles {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 0.6rem;
  /* ✅ kam height */
  background: linear-gradient(135deg, #143751, #f67f35);
  filter: url("#blob");
}

.footer .bubble {
  position: absolute;
  left: var(--position, 50%);
  background: linear-gradient(135deg, #143751, #f67f35);
  border-radius: 100%;
  animation: bubble-size var(--time, 3s) ease-in infinite var(--delay, 0s),
    bubble-move var(--time, 3s) ease-in infinite var(--delay, 0s);
  transform: translate(-50%, 100%);
}

/* Footer Content */
.footer .content {
  z-index: 2;
  padding: 2rem 1.5rem;
  background: linear-gradient(135deg, #143751, #f67f35);
  color: #fff;
}

.footer h5 {
  color: #fff;
  margin-bottom: 0.8rem;
  font-weight: 600;
  font-size: 17px;
}

.footer a {
  color: #ddd;
  text-decoration: none;
  display: block;
  margin-bottom: 0.4rem;
  font-size: 14px;
}

.footer a:hover {
  color: #fff;
}

.footer p {
  font-size: 14px;
  color: #ddd;
  margin-bottom: 0.6rem;
}

.footer-social a {
  display: inline-block;
  width: 34px;
  height: 34px;
  line-height: 34px;
  text-align: center;
  border-radius: 50%;
  background: #fff;
  color: #143751;
  margin-right: 5px;
  transition: 0.3s;
  font-size: 14px;
  padding-top: 8px;
}

.footer-social a:hover {
  background: #f67f35;
  color: #fff;
}

@keyframes bubble-size {

  0%,
  75% {
    width: var(--size, 3rem);
    /* ✅ chhota bubble */
    height: var(--size, 3rem);
  }

  100% {
    width: 0rem;
    height: 0rem;
  }
}

@keyframes bubble-move {
  0% {
    bottom: -2rem;
    /* ✅ kam start */
  }

  100% {
    bottom: var(--distance, 5rem);
    /* ✅ half distance */
  }
}

/* ✅ Responsive Adjustments */
@media (max-width: 991px) {
  .footer .content {
    text-align: center;
    padding: 1.5rem 1rem;
  }

  .footer .col-md-3 {
    margin-bottom: 1.5rem;
  }
}

@media (max-width: 576px) {
  .footer .content {
    padding: 1.2rem 0.8rem;
  }

  .footer .col-md-3 {
    margin-bottom: 1rem;
  }

  .footer h5 {
    font-size: 18px;
    margin-bottom: 0.5rem;
  }

  .footer a,
  .footer p {
    font-size: 16px;
    margin-bottom: 0.3rem;
  }

  .social-icons a {
    width: 28px;
    height: 28px;
    line-height: 28px;
    font-size: 12px;
  }
}

/* Footer Bottom */
.footer-bottom {
  background: #0f2538;
  /* content se thoda dark shade */
  text-align: center;
  padding: 10px 15px;
  font-size: 13px;
  color: #ddd;
}

.footer-bottom p {
  margin: 0;
  color: #ddd;
}

.footer-bottom strong {
  color: #f67f35;
  /* highlight */
}

.footer-bottom a {
  display: inline;   /* ✅ ek hi line me rahe */
  color: #f67f35;
  text-decoration: none;
  transition: 0.3s;
}

.footer-bottom a:hover {
  color: #fff;
  text-decoration: underline;
}


/* footer end */

/* contact index start */
.contact-section {
  padding: 50px 20px;
  background: #f8f9fa;
}

.contact-row {
  display: flex;
  flex-wrap: wrap;
  align-items: stretch;
  /* ensures equal height */
}

.contact-form,
.contact-img {
  flex: 1 1 50%;
  display: flex;
  flex-direction: column;
}

.contact-form {
  background: #fff;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0px 4px 12px rgba(0, 0, 0, 0.1);
  justify-content: center;
}

.contact-form h3 {
  margin-bottom: 20px;
  color: #143751;
  font-weight: 600;
}

.contact-form .form-control {
  margin-bottom: 15px;
  padding: 12px;
  border-radius: 6px;
  border: 1px solid #ccc;
}

.contact-form button {
  background: linear-gradient(135deg, #143751, #f67f35);
  border: none;
  padding: 12px;
  color: #fff;
  border-radius: 6px;
  width: 100%;
  font-size: 16px;
  font-weight: 600;
  transition: 0.3s;
}

.contact-form button:hover {
  opacity: 0.9;
}

.contact-img img {
  width: 100%;
  border-radius: 10px;
  box-shadow: 0px 4px 12px rgba(0, 0, 0, 0.15);
  object-fit: cover;
  flex: 1;
  /* image takes full column height */
}

/* Responsive */
@media (max-width: 991px) {
  .contact-section {
    padding: 30px 15px;
  }

  .contact-form,
  .contact-img {
    flex: 1 1 100%;
  }

  .contact-img {
    margin-bottom: 20px;
  }
}

/* contact index end */

/* stats start */
/* Stats Section */
.stats-section {
  padding: 60px 20px;
  background: #fff;
  color: #143751;
}

.stats-section h2 {

  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

/* .stats-section::after {
    content: "";
    display: block;
    width: 60px;
    height: 4px;
    background-color: #ed671a;
    margin: 8px auto 0 auto;
    border-radius: 2px;
  } */

.stats-section p {
  color: #000000;
  font-size: 16px;
}

.stat-box {
  position: relative;
  transition: transform 0.3s, box-shadow 0.3s;
  color: #fff;
  cursor: default;
  overflow: hidden;
}

.stat-box:hover {
  transform: translateY(-10px);
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.2);
}

.stat-icon {
  font-size: 40px;
  margin-bottom: 15px;
}

.stat-box h3 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 10px;
}

.stat-box p {
  font-size: 16px;
  margin: 0;
}

@media (max-width: 991px) {
  .stat-box h3 {
    font-size: 28px;
  }

  .stat-box p {
    font-size: 14px;
  }

  .stat-icon {
    font-size: 32px;
  }
}

@media (max-width: 576px) {
  .stat-box h3 {
    font-size: 24px;
  }

  .stat-box p {
    font-size: 13px;
  }

  .stat-icon {
    font-size: 28px;
  }
}

/* stats end */

/* testimonial index start */
/* Testimonial Section */
.testimonials {
  position: relative;
  background: linear-gradient(135deg, #0F204B, #F78037);
  padding: 50px 0;
  font-family: 'Poppins', sans-serif;
  overflow: hidden;
}

.testimonials::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(255, 216, 50, 0.2);
}

.testimonials .title {
  text-align: center;
  margin-bottom: 50px;
  position: relative;
  padding: 20px 0;
  max-width: 600px;
  margin: 0 auto;
  z-index: 2;
}

.testimonials .title h5 {
  color: #FFD832;
  line-height: 1.2em;
  font-size: 18px;
  font-weight: 900;
  margin-bottom: -3px;
}

.testimonials .title h2 {
  color: #fff;
  line-height: 1.2em;
  font-weight: 900;
  font-size: 41px;
  letter-spacing: -1px;
  margin: 0;
}

.testimonials .testi .item {
  background: #fff;
  padding: 50px 30px;
  border-radius: 15px;
  position: relative;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
  transition: transform 0.3s ease;
  z-index: 2;
}

.testimonials .testi .item:hover {
  transform: translateY(-10px);
}

.testimonials .testi .item .profile {
  display: flex;
  padding-left: 15px;
  margin-bottom: 15px;
}

.testimonials .testi .item .profile img {
  border-radius: 100%;
  width: 50px;
  height: 50px;
  object-fit: cover;
}

.testimonials .testi .item .profile .information {
  padding-left: 20px;
}

.testimonials .testi .item .profile .information .stars i {
  color: #FFD832;
}

.testimonials .testi .item .profile .information p {
  font-size: 20px;
  margin: 0;
  color: #5A3733;
  font-weight: 900;
  line-height: 1;
}

.testimonials .testi .item .profile .information span {
  color: #F78037;
  font-weight: bold;
  margin-top: -4px;
  line-height: 1.6em;
  font-size: 14px;
}

.testimonials .testi .item>p {
  margin-bottom: 15px;
  font-size: 16px;
  line-height: 1.6em;
  display: block;
  z-index: 2;
  font-style: italic;
  color: #5A3733;
  text-align: center;
}

.testimonials .testi .item .icon {
  text-align: center;
}

.testimonials .testi .item .icon i {
  font-size: 32px;
  color: #FFD832;
}

/* testimonial end index */

/* baner index start */
/* Page Banner */
.page-banner {
  height: 300px;
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  flex-direction: column;
  text-align: center;
  color: white;
  overflow: hidden;
}

/* Background Image + Gradient */
.page-banner::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(rgba(247, 128, 55, 0.6), rgba(15, 32, 75, 0.6)), url('images/bgbanner.jpg') no-repeat center center;
  background-size: cover;
  z-index: -1;
}

.page-banner h1 {
  font-size: 48px;
  font-weight: 900;
  margin: 0 0 15px 0;
  letter-spacing: 1px;
}

/* Breadcrumb */
.breadcrumb {
  display: flex;
  gap: 10px;
  list-style: none;
  padding: 0;
  margin: 0;
  font-size: 16px;
}

.breadcrumb li {
  color: white;
  font-weight: 500;
  position: relative;
}

.breadcrumb li::after {
  content: "/";
  margin-left: 10px;
  color: white;
}

.breadcrumb li:last-child::after {
  content: "";
}

.breadcrumb li a {
  color: white;
  text-decoration: none;
  transition: color 0.3s ease;
}

.breadcrumb li a:hover {
  color: #FFD832;
}

/* Responsive adjustments */
@media (max-width: 991px) {
  .page-banner {
    height: 250px;
  }

  .page-banner h1 {
    font-size: 40px;
  }

  .breadcrumb {
    font-size: 15px;
  }
}

@media (max-width: 767px) {
  .page-banner {
    height: 180px;
  }

  .page-banner h1 {
    font-size: 28px;
  }

  .breadcrumb {
    font-size: 14px;
    flex-wrap: wrap;
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .page-banner {
    height: 150px;
  }

  .page-banner h1 {
    font-size: 22px;
  }

  .breadcrumb {
    font-size: 12px;
  }
}

/* banner inde  */


/* about page start */

/* About Section */
.company-about {
  padding: 80px 20px;
  background-color: #f9f9f9;
}

.company-about-wrapper {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
}

.company-about-image {
  flex: 1;
  min-width: 300px;
  opacity: 0;
  transform: translateY(30px);
  animation: fadeInUp 1s forwards 0.2s;
}

.company-about-image img {
  width: 100%;
  border-radius: 15px;
  object-fit: cover;
  display: block;
}

.company-about-content {
  flex: 1;
  min-width: 300px;
  text-align: center;
  /* Center heading and line */
  opacity: 0;
  transform: translateY(30px);
  animation: fadeInUp 1s forwards 0.5s;
}

.company-about-content h2 {
  font-size: 36px;
  font-weight: 900;
  margin-bottom: 15px;
  position: relative;
  /* Gradient Text */
  background: linear-gradient(90deg, #0f204b, #f67e34);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* Line below heading */
.company-about-content h2::after {
  content: "";
  display: block;
  width: 60px;
  /* Line length */
  height: 4px;
  /* Line thickness */
  background-color: #f67e34;
  border-radius: 2px;
  margin: 10px auto 0;
  /* Center horizontally, space on top */
}

.company-about-content p {
  font-size: 16px;
  line-height: 1.8;
  color: #333;
  margin-bottom: 15px;
  text-align: justify;
  /* Justify paragraph text */
}

/* Responsive */
@media (max-width: 991px) {
  .company-about-wrapper {
    flex-direction: column;
  }

  .company-about-content h2 {
    font-size: 30px;
  }

  .company-about-content p {
    font-size: 15px;
  }
}

@media (max-width: 480px) {
  .company-about-content h2 {
    font-size: 24px;
  }

  .company-about-content p {
    font-size: 14px;
  }
}

/* Animations */
@keyframes fadeInUp {
  0% {
    opacity: 0;
    transform: translateY(30px);
  }

  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

.associates-section {
  text-align: center;
  /* padding: 80px 20px; */
  background: #fff7f7;
}

.associates-section h2 {
  font-size: 36px;
  font-weight: 900;
  margin-bottom: 15px;
  position: relative;
  /* Gradient Text */
  background: linear-gradient(90deg, #0f204b, #f67e34);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.associates-section h2::after {
  content: "";
  display: block;
  width: 60px;
  /* Line length */
  height: 4px;
  /* Line thickness */
  background-color: #f67e34;
  border-radius: 2px;
  margin: 10px auto 0;
}

.associates-section p {
  font-size: 16px;
  color: #555;
  max-width: 720px;
  margin: 0 auto 60px;
  line-height: 1.7;
}

.associate-card {
  background-size: cover;
  background-position: center;
  border-radius: 25px;
  padding: 98px 20px;
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.associate-card img {
  width: 100px;
  height: 100px;
  margin-bottom: 15px;
  align-self: center;
}

.associate-card h3 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 10px;
  color: #000;
}

.associate-card p {
  font-size: 14px;
  margin: 0;
  line-height: 1.5;
}

.associate-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 15px 25px rgba(0, 0, 0, 0.3);
}

/* Ensure all cards in a row are equal height */
.row-eq-height {
  display: flex;
  flex-wrap: wrap;
}

.row-eq-height>[class*="col-"] {
  display: flex;
  margin-bottom: 30px;
}

.row-eq-height>[class*="col-"] .associate-card {
  flex: 1;
}

@media (max-width: 768px) {
  .associate-card {
    min-height: 200px;
    padding: 100px 15px;
  }

  .associate-card h3 {
    font-size: 16px;
  }

  .associate-card p {
    font-size: 13px;
  }

  .associates-section h2 {
    font-size: 28px;
  }

  .associates-section p {
    font-size: 15px;
  }
}

.mission-vision-section {
  background-color: #fff7f7;
}

.mission-vision-section h2 {
  font-size: 36px;
  font-weight: 900;
  margin-bottom: 15px;
  position: relative;
  background: linear-gradient(90deg, #0f204b, #f67e34);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  text-align: center;
  /* ye line add ki */
}

.mission-vision-section h2::after {
  content: "";
  display: block;
  width: 60px;
  /* Line length */
  height: 4px;
  /* Line thickness */
  background-color: #f67e34;
  border-radius: 2px;
  margin: 10px auto 0;
}

.mission-vision-section p {
  font-size: 16px;
  color: #555;
  line-height: 1.7;
}

.curved-image {
  width: 100%;
  border-radius: 30px;
  clip-path: ellipse(90% 90% at 50% 50%);
  /* box-shadow: 0 10px 25px rgba(0,0,0,0.1); */
}

@media (max-width: 768px) {
  .mission-vision-section h2 {
    font-size: 28px;
    text-align: center;
  }

  .mission-vision-section p {
    font-size: 15px;
    text-align: center;
  }

  .mission-vision-section .row {
    text-align: center;
  }

  .mission-vision-section .row .col-md-6 {
    margin-bottom: 30px;
  }
}

/* ===== Apply for Loan Banner ===== */
.loan-banner {
  width: 100%;
  min-height: 450px;
  background: linear-gradient(135deg, #0f204b, #f67e34);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 60px 20px;
  color: #fff;
  overflow: hidden;
}

.loan-banner-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1200px;
  width: 100%;
  flex-wrap: wrap;
}

.loan-text {
  flex: 1 1 100px;
  padding: 20px;
}

.loan-text h1 {
  font-size: 48px;
  font-weight: 900;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #fff, #fcd07b);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.loan-text p {
  font-size: 18px;
  line-height: 1.6;
  margin-bottom: 30px;
}

.apply-btn {
  padding: 15px 35px;
  background: #f67e34;
  color: #fff;
  font-weight: 700;
  text-decoration: none;
  border-radius: 50px;
  transition: all 0.3s ease;
}

.apply-btn:hover {
  background: #e65c1a;
  transform: scale(1.05);
}

.loan-image {
  padding: 20px;
  text-align: center;
  animation: float 4s ease-in-out infinite;
}

.loan-image img {
  width: 100%;
  max-width: 500px;
  /* thoda bada kiya */
  height: auto;
  border-radius: 15px;
}

@keyframes float {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-20px);
  }
}

/* ===== Responsive ===== */
@media (max-width: 992px) {
  .loan-banner-content {
    flex-direction: column;
    text-align: center;
  }

  .loan-text h1 {
    font-size: 36px;
  }

  .loan-text p {
    font-size: 16px;
  }

  .apply-btn {
    padding: 12px 30px;
  }
}

/* about page end */


/* contact us start */
section.contact-wrapper {
  max-width: 1200px;
  margin: 60px auto 50px;
  padding: 0 20px;
}

/* Heading */
section.contact-wrapper h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

section.contact-wrapper h2::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: #ed671a;
  margin: 8px auto 0 auto;
  border-radius: 2px;
}

section.contact-wrapper p.contact-subtitle {
  text-align: center;
  margin-bottom: 40px;
  color: #555;
  font-size: 16px;
}

/* section.contact-wrapper p.contact-subtitle::after {
  content: '';
  display: block;
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, #083454, #F57B31);
  margin: 12px auto 0;
  border-radius: 2px;
} */

/* Main Section */
.contact-body {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
}

/* Map */
.map-container {
  flex: 1 1 500px;
  border-radius: 15px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
  min-height: 450px;
}

.map-container iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

/* Form */
.form-container {
  flex: 1 1 500px;
  background: #fff;
  padding: 45px 30px;
  border-radius: 15px;
  box-shadow: 0 15px 40px rgba(8, 52, 84, 0.1);
  display: flex;
  flex-direction: column;
}

.form-container h3 {
  text-align: center;
  margin-bottom: 30px;
  font-size: 26px;
  background: linear-gradient(90deg, #083454, #F57B31);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.form-container h3::after {
  content: '';
  width: 50px;
  height: 3px;
  background: linear-gradient(90deg, #083454, #F57B31);
  display: block;
  margin: 10px auto 0;
  border-radius: 2px;
}

.input-box {
  position: relative;
  margin-bottom: 20px;
}

.input-box i {
  position: absolute;
  top: 50%;
  left: 15px;
  transform: translateY(-50%);
  background: linear-gradient(90deg, #083454, #F57B31);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-size: 18px;
}

.form-container input,
.form-container textarea {
  width: 100%;
  padding: 14px 15px 14px 45px;
  border-radius: 10px;
  border: 1px solid #ccc;
  font-size: 15px;
  background: #f9f9f9;
  transition: all 0.3s;
}

.form-container input:focus,
.form-container textarea:focus {
  outline: none;
  border-color: #F57B31;
  box-shadow: 0 0 10px rgba(245, 123, 49, 0.2);
  background: #fff;
}

/* Button */
.form-container button {
  margin: 20px auto 0;
  padding: 15px 40px;
  font-size: 16px;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  background: linear-gradient(90deg, #083454, #F57B31);
  color: #fff;
  transition: all 0.3s;
  display: block;
}

.form-container button:hover {
  background: linear-gradient(90deg, #F57B31, #083454);
}

/* Contact Info */
.info-section {
  display: flex;
  justify-content: space-between;
  margin-top: 50px;
  flex-wrap: wrap;
  gap: 20px;
  text-align: center;
}

.info-section div {
  flex: 1 1 250px;
  background: #fff;
  padding: 25px 20px;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(8, 52, 84, 0.08);
  transition: transform 0.3s, box-shadow 0.3s;
}

.info-section div:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 40px rgba(8, 52, 84, 0.15);
}

.info-section i {
  font-size: 28px;
  background: linear-gradient(90deg, #083454, #F57B31);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 10px;
}

.info-section h4 {
  margin-bottom: 8px;
  font-size: 16px;
  background: linear-gradient(90deg, #083454, #F57B31);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.info-section p {
  font-size: 14px;
  color: #555;
  line-height: 1.6;
}

/* Responsive */
@media(max-width:1200px) {
  section.contact-wrapper {
    padding: 0 15px;
  }
}

@media(max-width:992px) {
  .contact-body {
    flex-direction: column;
  }

  .info-section {
    flex-direction: column;
  }
}

@media(max-width:768px) {
  .form-container {
    padding: 35px 20px;
  }

  .form-container h3 {
    font-size: 24px;
  }

  section.contact-wrapper h2 {
    font-size: 28px;
  }

  .info-section div {
    padding: 20px 15px;
  }
}

@media(max-width:480px) {

  .form-container input,
  .form-container textarea {
    padding: 12px 15px 12px 45px;
    font-size: 14px;
  }

  .form-container button {
    padding: 12px 30px;
    font-size: 14px;
  }

  section.contact-wrapper h2 {
    font-size: 24px;
  }

  .form-container h3 {
    font-size: 22px;
  }

  .info-section h4 {
    font-size: 14px;
  }

  .info-section i {
    font-size: 24px;
  }

  .map-container {
    min-height: 300px;
  }
}

/* Keyframes */
@keyframes fadeUp {
  0% {
    opacity: 0;
    transform: translateY(30px);
  }

  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes popIcon {

  0%,
  100% {
    transform: translateY(-50%) scale(1);
  }

  50% {
    transform: translateY(-50%) scale(1.2);
  }
}

/* Apply fade-up to main sections */
section.contact-wrapper h2,
section.contact-wrapper p.contact-subtitle,
.contact-body,
.info-section {
  animation: fadeUp 1s ease forwards;
}

/* Delay for elements for nice stagger effect */
section.contact-wrapper h2 {
  animation-delay: 0.2s;
}

section.contact-wrapper p.contact-subtitle {
  animation-delay: 0.4s;
}

.contact-body {
  animation-delay: 0.6s;
}

.info-section {
  animation-delay: 0.8s;
}

/* Input icon animation on focus */
.input-box i {
  transition: transform 0.3s ease, color 0.3s ease;
}

.form-container input:focus+i,
.form-container textarea:focus+i {
  transform: translateY(-50%) scale(1.2);
}

/* Contact info icon hover */
.info-section div i {
  transition: transform 0.3s ease;
}

.info-section div:hover i {
  transform: scale(1.2);
}

/* Input box shadow animation */
.form-container input,
.form-container textarea {
  transition: all 0.3s ease;
}

.form-container input:focus,
.form-container textarea:focus {
  box-shadow: 0 0 15px rgba(245, 123, 49, 0.3);
}

/* contact end */

/* personal loan start */

/* Keyframes */
@keyframes fadeInLeft {
  0% {
    opacity: 0;
    transform: translateX(-50px);
  }

  100% {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeInRight {
  0% {
    opacity: 0;
    transform: translateX(50px);
  }

  100% {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes bounce {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-5px);
  }
}

section.loan-info-section {
  max-width: 1200px;
  margin: 40px auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 40px;
  /* padding: 40px 20px; */
  /*  background: #fff; */
  border-radius: 20px;
  /* box-shadow: 0 15px 50px rgba(0,0,0,0.1);*/
  overflow: hidden;
  color: #333;
}

.loan-info-image {
  flex: 1 1 100px;
  animation: fadeInLeft 1s ease forwards;
}

.loan-info-image img {
  width: 100%;
  border-radius: 20px;
  /* box-shadow: 0 15px 40px rgba(0,0,0,0.2); */
  transition: transform 0.5s;
}

.loan-info-image img:hover {
  transform: scale(1.05);
}

.loan-info-content {
  flex: 1 1 500px;
  animation: fadeInRight 1s ease forwards;
  padding: 25px 30px;
  /* background: #fff;  */
  border-radius: 20px;
  /* box-shadow: 0 8px 25px rgba(0,0,0,0.05); */
}

.loan-info-content h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

.loan-info-content h2::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: #ed671a;
  margin: 8px auto 0 auto;
  border-radius: 2px;
}

.loan-info-content p {
  font-size: 16px;
  line-height: 1.8;
  color: #333;
  margin-bottom: 25px;
  text-align: justify;
}

.loan-info-features {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

.loan-feature {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 16px;
  color: #333;
}

.loan-feature i {
  color: #f57b31;
  font-size: 20px;
  animation: bounce 2s infinite;
}

/* Responsive */
@media (max-width: 992px) {
  section.loan-info-section {
    flex-direction: column-reverse;
    text-align: start;
    padding: 10px 15px;
  }

  .loan-info-content {
    animation: fadeInUp 1s ease forwards;
  }

  .loan-info-image {
    animation: fadeInUp 1s ease forwards;
    margin-bottom: 30px;
  }
}

@media (max-width: 480px) {
  .loan-info-content h2 {
    font-size: 28px;
  }

  .loan-info-content p {
    font-size: 14px;
  }
}



section.purpose-section {
  max-width: 1200px;
  margin: 70px auto;
  padding: 0 20px;
  text-align: center;
}

section.purpose-section h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 20px;
  background: linear-gradient(90deg, #ed671a, #013356);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  position: relative;
  text-align: center;
}

section.purpose-section h2::after {
  content: "";
  display: block;
  width: 60px;
  height: 4px;
  background-color: #ed671a;
  margin: 8px auto 0 auto;
  border-radius: 2px;
}

.purpose-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.purpose-card {
  background: #fff;
  border-radius: 16px;
  padding: 40px 25px;
  box-shadow: 0 6px 25px rgba(0, 0, 0, 0.05);
  transition: all 0.4s ease;
  position: relative;
  overflow: hidden;
}

.purpose-card:hover {
  transform: translateY(-12px);
  box-shadow: 0 10px 35px rgba(0, 0, 0, 0.15);
}

.purpose-icon {
  width: 90px;
  height: 90px;
  margin: 0 auto 25px;
  background: linear-gradient(135deg, #f9863d, #2c3c4b);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  transition: all 0.3s ease;
}

.purpose-card:hover .purpose-icon {
  background: linear-gradient(135deg, #2c3c4b, #f9863d);
  transform: scale(1.1);
}

.purpose-icon i {
  font-size: 32px;
  color: #fff;
}

.purpose-card h3 {
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 15px;
  color: #2c3c4b;
  text-transform: uppercase;
}

.purpose-card p {
  font-size: 14px;
  color: #555;
  line-height: 1.7;
}

/* Responsive */
@media (max-width: 992px) {
  .purpose-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .purpose-grid {
    grid-template-columns: 1fr;
  }

  .purpose-card {
    padding: 35px 20px;
  }
}



.loan-section {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 60px;
  padding: 80px 10%;
  position: relative;
  overflow: hidden;
}

/* Decorative background circles */
.loan-section::before,
.loan-section::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  z-index: -1;
  opacity: 0.12;
  filter: blur(60px);
}

.loan-section::before {
  width: 350px;
  height: 350px;
  background: #F9863D;
  top: -100px;
  left: -120px;
  animation: pulse 6s infinite alternate;
}

.loan-section::after {
  width: 400px;
  height: 400px;
  background: #2C3C4B;
  bottom: -150px;
  right: -120px;
  animation: pulse 7s infinite alternate-reverse;
}

/* Content */
.loan-content {
  flex: 1;
  opacity: 0;
  transform: translateX(-60px);
  transition: all 1s ease;
}

.loan-content.show {
  opacity: 1;
  transform: translateX(0);
}

.loan-content h2 {
  font-size: 34px;
  font-weight: 700;
  margin-bottom: 20px;
  color: #2C3C4B;
  border-left: 6px solid #F9863D;
  padding-left: 15px;
  position: relative;
}

.loan-content h2::after {
  content: "";
  position: absolute;
  bottom: -6px;
  left: 15px;
  width: 60px;
  height: 3px;
  background: #F9863D;
  animation: slideBar 2s infinite alternate;
}

.loan-content p {
  font-size: 16px;
  line-height: 1.8;
  margin-bottom: 25px;
  color: #555;
}

.loan-content ul {
  list-style: none;
  padding: 0;
}

.loan-content ul li {
  font-size: 16px;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  color: #2C3C4B;
  opacity: 0;
  transform: translateX(-30px);
  transition: all 0.6s ease;
}

.loan-content ul li.show {
  opacity: 1;
  transform: translateX(0);
}

.loan-content ul li::before {
  content: "✔";
  color: #F9863D;
  font-weight: bold;
  margin-right: 10px;
}

.loan-content ul li:hover {
  transform: translateX(8px) scale(1.02);
  color: #F9863D;
}

/* Image */
.loan-image {
  flex: 1;
  text-align: center;
  opacity: 1;
  transform: translateX(60px);
  transition: all 1s ease;
}

.loan-image.show {
  opacity: 1;
  transform: translateX(0);
}

.loan-image img {
  max-width: 100%;
  height: auto;
  animation: float 4s ease-in-out infinite;
  transition: transform 0.5s ease, filter 0.5s ease;
  filter: drop-shadow(0px 8px 15px rgba(44, 60, 75, 0.3));
}

.loan-image img:hover {
  transform: scale(1.1) rotate(-3deg);
  filter: drop-shadow(0px 12px 25px rgba(44, 60, 75, 0.4));
}

/* Animations */
@keyframes float {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-15px);
  }
}

@keyframes pulse {
  from {
    transform: scale(1);
    opacity: 0.15;
  }

  to {
    transform: scale(1.2);
    opacity: 0.25;
  }
}

@keyframes slideBar {
  from {
    width: 30px;
  }

  to {
    width: 80px;
  }
}

/* Responsive */
@media (max-width: 768px) {
  .loan-section {
    flex-direction: column;
    text-align: center;
    padding: 50px 6%;
    gap: 40px;
  }

  .loan-content {
    order: 2;
  }

  .loan-content h2 {
    font-size: 26px;
    border-left: none;
    border-bottom: 3px solid #F9863D;
    padding-left: 0;
    display: inline-block;
  }

  .loan-content p {
    font-size: 15px;
  }

  .loan-content ul li {
    justify-content: center;
    font-size: 15px;
  }

  .loan-image {
    order: 1;
  }

  .loan-image img {
    max-width: 85%;
  }
}

/* /personal end */


/* emi start */

h2 {
  font-size: 36px;
  font-weight: 900;
  margin-bottom: 15px;
  position: relative;
  /* text-align: center; */
  /* Center the text */
  /* Gradient Text */
  background: linear-gradient(90deg, #0f204b, #f67e34);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}


h2::after {
  content: "";
  display: block;
  width: 60px;
  /* Line length */
  height: 4px;
  /* Line thickness */
  background-color: #f67e34;
  border-radius: 2px;
  margin: 10px auto 0;
  /* Center horizontally, space on top */
}

.calc-section {
  padding: 40px 20px;
  max-width: 1200px;
  margin: auto;
}

/* Calculator Cards */
.calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 25px;
  margin-top: 20px;
}

.calc-card {
  background: #fff;
  padding: 25px;
  border-radius: 20px;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
  animation: fadeUp 1s ease;
}

.calc-card:hover {
  transform: translateY(-8px) scale(1.02);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.2);
}

.calc-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 5px;
  background: linear-gradient(135deg, #db7638, #153751);
}

.calc-card h3 {
  text-align: center;
  color: #db7638;
  margin-bottom: 15px;
  font-size: 20px;
}

.calc-card label {
  display: block;
  margin: 10px 0 5px;
  font-weight: 500;
  color: #153751;
}

.calc-card input {
  width: 100%;
  padding: 12px;
  border: 1px solid #ccc;
  border-radius: 8px;
  outline: none;
  transition: 0.3s;
}

.calc-card input:focus {
  border-color: #db7638;
  box-shadow: 0 0 8px rgba(219, 118, 56, 0.4);
}

.calc-emi-result {
  margin: 15px 0 10px;
  font-size: 22px;
  font-weight: 700;
  text-align: center;
  color: #153751;
}

.calc-extra-result {
  font-size: 14px;
  color: #555;
  text-align: center;
  margin-bottom: 10px;
}

.calc-btn {
  display: block;
  width: 100%;
  padding: 12px;
  background: linear-gradient(135deg, #db7638, #153751);
  color: #fff;
  text-align: center;
  text-decoration: none;
  border-radius: 10px;
  transition: 0.3s;
  font-weight: 600;
  letter-spacing: 0.5px;
}

.calc-btn:hover {
  background: linear-gradient(135deg, #153751, #db7638);
  transform: scale(1.05);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}

/* Info Sections */
.calc-info {
  background: #fff;
  padding: 40px 20px;
  margin-top: 40px;
  border-radius: 20px;
  box-shadow: 0 6px 15px rgba(0, 0, 0, 0.08);
  animation: fadeUp 1s ease;
}

.calc-info h3 {
  margin-bottom: 15px;
  color: #db7638;
  font-size: 24px;
}

.calc-info p {
  margin-bottom: 15px;
}

.calc-grid-3 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 25px;
  margin-top: 25px;
}

.calc-info-card {
  background: #fff;
  padding: 25px;
  border-radius: 20px;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.1);
  text-align: center;
  transition: 0.3s;
  animation: fadeUp 1s ease;
}

.calc-info-card:hover {
  transform: translateY(-8px);
}

.calc-icon {
  font-size: 32px;
  color: #fff;
  background: linear-gradient(135deg, #db7638, #153751);
  width: 70px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  margin: 0 auto 15px;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
}

h4 {
  margin-bottom: 10px;
  color: #153751;
  font-size: 18px;
}

/* EMI Comparison Table */
table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 30px;
  text-align: center;
  border-radius: 10px;
  overflow: hidden;
}

table th,
table td {
  border: 1px solid #ddd;
  padding: 12px;
}

table th {
  background: linear-gradient(135deg, #db7638, #153751);
  color: #fff;
}

table tr:nth-child(even) {
  background: #f9f9f9;
}

table tr:hover {
  background: #ffeede;
  transition: 0.3s;
}

/* FAQ Section */
.calc-faq {
  margin-top: 40px;
}

.calc-faq h3 {
  color: #db7638;
  margin-bottom: 20px;
  font-size: 24px;
}

.calc-faq-item {
  margin-bottom: 15px;
  border: 1px solid #ddd;
  border-radius: 10px;
  overflow: hidden;
  transition: 0.3s;
}

.calc-faq-item:hover {
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.calc-faq-question {
  background: #153751;
  color: #fff;
  padding: 15px;
  cursor: pointer;
  font-weight: 500;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.calc-faq-answer {
  display: none;
  padding: 15px;
  background: #fff;
  color: #333;
  animation: fadeIn 0.5s ease;
}

/* Floating Summary Bar */
.calc-summary {
  position: fixed;
  bottom: 15px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, #db7638, #153751);
  color: #fff;
  padding: 12px 20px;
  border-radius: 50px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
  font-size: 14px;
  z-index: 1000;
  display: none;
}

/* Animations */
@keyframes fadeUp {
  0% {
    opacity: 0;
    transform: translateY(30px);
  }

  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideIn {
  0% {
    opacity: 0;
    transform: translateX(-50px);
  }

  100% {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeIn {
  from {
    opacity: 0;
  }

  to {
    opacity: 1;
  }
}

@media (max-width: 768px) {
  h2 {
    font-size: 24px;
  }

  .calc-card,
  .calc-info-card {
    padding: 20px;
  }
}

/* emi end */


/* subscription start */
/* Global */
.sp-body {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: 'Poppins', sans-serif;
  background: #f4f7fa;
  color: #1a1a1a;
}

/* Wrapper Container */
.sp-wrapper {
  max-width: 1000px;
  margin: 50px auto;
  padding: 25px;
}

/* Main Heading */
.sp-title {
  text-align: center;
  font-size: 38px;
  background: linear-gradient(90deg, #ff7f50, #ff4500);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  margin-bottom: 30px;
  animation: sp-fade 1s ease-in-out;
}

/* Offer Banner */
.sp-banner {
  background: #fff3e0;
  color: #ff6600;
  font-weight: 600;
  text-align: center;
  padding: 16px;
  border-radius: 12px;
  margin-bottom: 40px;
  box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
  animation: sp-blink 1.2s infinite alternate;
  font-size: 18px;
}

@keyframes sp-blink {
  from {
    opacity: 1;
  }

  to {
    opacity: 0.7;
  }
}

/* Center Text */
.sp-intro {
  text-align: center;
  font-size: 18px;
  margin-bottom: 40px;
  line-height: 1.7;
}

/* Plan Card */
.sp-plan {
  border: 2px solid #ff6600;
  border-radius: 18px;
  padding: 30px;
  margin-bottom: 40px;
  background: #ffffff;
  transition: all 0.3s ease;
  box-shadow: 0 6px 25px rgba(0, 0, 0, 0.05);
}

.sp-plan:hover {
  transform: translateY(-8px);
  box-shadow: 0 18px 35px rgba(0, 0, 0, 0.15);
}

.sp-plan-title {
  font-size: 28px;
  color: #ff6600;
  margin-bottom: 22px;
}

.sp-plan-list {
  list-style: none;
  margin-bottom: 25px;
  padding-left: 0;
}

.sp-plan-item {
  margin-bottom: 14px;
  position: relative;
  padding-left: 32px;
}

.sp-plan-item::before {
  content: '✔';
  position: absolute;
  left: 0;
  color: #27ae60;
  font-weight: bold;
}

.sp-plan-item i {
  color: #27ae60;
  margin-right: 10px;
}

/* Price */
.sp-price {
  font-size: 34px;
  font-weight: 700;
  color: #ff6600;
  margin-bottom: 22px;
  text-align: center;
}

/* Subscribe Button */
.sp-button {
  display: block;
  text-decoration: none;
  background: linear-gradient(90deg, #ff7f50, #ff4500);
  color: #fff;
  padding: 16px 40px;
  border-radius: 50px;
  font-weight: 600;
  text-align: center;
  width: max-content;
  margin: 0 auto;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.1);
  transition: all 0.3s;
}

.sp-button:hover {
  background: linear-gradient(90deg, #ff4500, #ff8c00);
  transform: translateY(-4px);
}

/* Subscription Info Box */
.sp-sub-info {
  border-radius: 18px;
  padding: 28px;
  margin-top: 40px;
  animation: sp-fade 1s ease-in-out;
  background: #e6f7f1;
  border: 2px solid #27ae60;
}

/* Placement Tips Box */
.sp-placement {
  border-radius: 18px;
  padding: 28px;
  margin-top: 40px;
  animation: sp-fade 1s ease-in-out;
  background: #fff5e6;
  border: 2px dashed #ff6600;
}

.sp-placement-list {
  padding-left: 20px;
  margin-bottom: 18px;
}

.sp-placement-item {
  margin-bottom: 14px;
}

/* Comparison Table */
.sp-compare {
  margin-top: 45px;
}

.sp-compare-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.sp-compare-th,
.sp-compare-td {
  padding: 16px;
  border-bottom: 1px solid #ddd;
}

.sp-compare-th {
  background: #fb8b43;
}

.sp-compare-tr:hover {
  background: #fff3e6;
}

/* Testimonials */
.sp-testimonials {
  margin-top: 45px;
}

.sp-testimonial {
  font-style: italic;
  border-left: 5px solid #27ae60;
  padding-left: 22px;
  margin-bottom: 28px;
  background: #f9f9f9;
  padding: 22px;
  border-radius: 12px;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.06);
}

/* Animations */
@keyframes sp-fade {
  0% {
    opacity: 0;
    transform: translateY(20px);
  }

  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Responsive */
@media (max-width: 768px) {
  .sp-title {
    font-size: 30px;
  }

  .sp-plan-title {
    font-size: 24px;
  }

  .sp-price {
    font-size: 28px;
  }

  .sp-button {
    padding: 14px 32px;
  }
}

@media (max-width: 480px) {
  .sp-plan {
    padding: 22px;
  }

  .sp-sub-info,
  .sp-placement {
    padding: 22px;
  }

  .sp-title {
    font-size: 24px;
  }

  .sp-plan-title {
    font-size: 20px;
  }

  .sp-price {
    font-size: 24px;
  }
}

/* subscription end */